MANAGE • Credit Risk Scoring • Createriskscoretoestimateprobability ofdefault RISK  CreateaRiskScorebasedonapplicationdataforanewcustomer  CreateaRiskScorebasedonapplicationformdataandwallettransactionbehavior  Risk modelbuilt using:  WOEbinningandIVbasedfeaturesselection  EnsembleModelling MANAGE • KYCFraud • Identify frauds based onKYCchangedetectionandwalletusagebehavior RISK detection  DetectfraudsbasedonKYCchange,largeoutflows/cashoutsbasedongeolocation  Build sequencemodelstoidentifythesequenceofeventsresultinginFraud  Example:KYCChange->longdistancewithdrawal