Scope for Digital Wallet Plans Basic Core Premium Consumer Mobile App (5) (10) (10) Wallet ✓ ✓ ✓ Savings account ✓ ✓ Transfers (Wallet / Account) (P2P, P2G) ✓ ✓ ✓ Transfers (Wallet / Account) (P2M) ✓ ✓ ✓ Bill Pay ✓ ✓ ✓ Loans ✓ ✓ Insurance ✓ ✓ Payment / Refund workflows ✓ ✓ Support workflows ✓ ✓ Reports Transaction report (Wallet & Savings account) ✓ ✓ ✓ Merchant Mobile App (2) (2) (4) Offer / Inventory Management ✓ Performance Tracking ✓ Payment/Refund workflows ✓ ✓ ✓ Support workflows ✓ ✓ ✓ Agent Mobile App (2) (6) (6) ID Validation ✓ ✓ ✓ KYC ✓ ✓ Credit Scoring ✓ ✓ MDM ✓ ✓ Support workflows ✓ ✓ ✓ Account / Wallet / Loan / Insurance account creation ✓ ✓ Admin & Reporting Module (2) (2) (8) Manual approval workflows ✓ ✓ ✓ Manual override workflows ✓ ✓ ✓ Admin reporting (As Applicable) Accounts related reports ✓ AML related reports ✓ Customer related reports ✓ Agents/ Merchants related reports ✓ Account Statuses (Active / Inactive / Dormant) ✓ Customized Reports ✓